Basic Financial Planning Services

Tailored Solutions for Emerging Wealth Builders

Designed for Individuals with Net Worth Up to ₹1 Crore

1. Personalized Risk Assessment
 Detailed risk profiling to align investment strategies with individual financial
temperament and goals
 Comprehensive analysis of risk tolerance and financial capacity

2. Strategic Insurance Planning
 Holistic insurance needs analysis
 Optimization of insurance coverage across life, health, and asset protection

3. Robust Financial Resilience Framework
 Emergency fund structuring
 Liquidity management strategies
 Comprehensive cash flow analysis and net worth optimization

4. Goal-Oriented Financial Road Mapping
 Precision-driven retirement planning
 Customized wealth accumulation strategies
 Life stage-specific financial goal alignment

5. Tax-Efficient Wealth Management
 Advanced tax optimization techniques
 Strategic investment advice to maximize tax efficiency
 Comprehensive tax planning across investment instruments

6. Debt Management and Financial Counseling
 Personalized debt reduction strategies
 Financial behaviour counselling
 Sustainable debt management approaches
 Quarterly 30-minute strategic review meetings
 Continuous advisory support for 6 months

Estimated Implementation Timeline: 2-3 weeks

Technical Note on Net Worth Calculation:
Net Worth is calculated as: Total Net Assets -- (Personal Assets including Gold, Silver,
Vehicles, Self-occupied Property, Provident Fund, Public Provident Fund, and Sukanya
Samriddhi Yojana)